Credit Score- The Truth About It
Although only numbers, your credit score is a profile of your credit worthiness, and can make a big difference in what and how you purchase. This score is based mostly on credit history and reporting ...
Category : Credit : Business & Finance
Things to Think About When Hiring a Financial Planner to Advise on a Credit Card Application
Hiring a competent and ethical financial planner or advisor to help you make and implement financial decisions can be money well spent. But if you pick a poor advisor or someone who really isn't a financial planner but a salesperson in disguise, your financial situation can get worse instead of
Collections And Your Credit
What action would you take when you find out there is a collection filed on your credit report? Do you deal with the collection agency?
Improving Your Credit Profile
Your credit profile is one of the most important things you need to continually monitor, fix and protect. This profile has a enormous influence on your ability to obtain credit at affordable interest rates.
Learning How to Fix Credit Fast
Some people are extremely afraid of learning how to fix credit fast by themselves. This is a negative attitude to have, since being able to fix credit fast is something that some people in particular
A Plan to Fix Credit Problems in This Economy
Today's rough economy has caused many of us to suffer from credit problems. There are some things that you can and must do to fix credit problems today to prepare yourself for success tomorrow.
Repair Credit One Step At A Time
It is possible to repair credit, but you need to know exactly where you stand before you can take action to repair credit rating problems. In order to learn how to repair credit you need to first figure out what is broken. Once you know exactly where your problems are, you can then begin to take cor
Credit Card Counselling - How to Find Networks For Free Credit Card Counselling and Advice
Credit card counselling helps people who are not able to pay their debts to help them overcome their debts. And not all such credit card counselling agencies are legitimate or trustworthy.
Your Equifax, Transunion and Experian Credit Scores - Why You Need to Raise Them
Ever wondered why there's so much talk about score increase or repairing your file? Frankly, there are many who have such thoughts running through their heads.
How Knowledge of Credit Can Help #19 - Dangers to Be Aware Of
There are so many financial dangers we need to be worried about these days. Bad investments, bad loans, and much more, but there is another type of financial predator we need to be cautious of, dangers to our credit. The fact is that with credit cards, long term loans, and much more we have never re
Credit Card Security Certification
The PCI Security Standards Council is an international organization founded by a conglomerate of credit card companies. The organization establishes operational, technical and security requirements for merchants accepting credit cards for payments. Credit card security certification, or PCI complian
Getting a Credit Counseling Service - 5 Most Important Questions to Ask
Credit counseling agencies are non-profits organizations that help heavy debtors to work their way out of debt. If you are overwhelming with debt and looking for credit counseling service, then it is
Credit Card Compliance Regulations
PCI standards aim to ensure that companies protect your credit card information.credit card image by jimcox40 from Fotolia.comTo protect consumers against fraudulent use of their credit card information, there are several regulations vendors that process credit card information must...
Improving My FICO Credit Rating - Where Do I Start?
Improving your FICO rating has numerous advantages, the main one being the fact that you have access to cash on demand for emergencies such as car repairs, hospital bills or other unexpected events that life throws your way. The first step would be to see what you have on your reports that is holdin
What Is an American Express Black Credit Card?
In the credit card world, the color of your card is an indication of power---credit power that is! For American Express the most powerful color is black, with a hint of intrigue, as this is an "invitation only" card.
How to Reopen a Credit Card
A simple request is all it takes to reopen your old credit card account--if your credit is still good. Chances are your credit card company will check your credit when you ask to reopen an old account. The card company wants assurances that you're still credit worthy, and may also ask you for update
3 Easy Steps to Build Credit For Your College Student
Cosigning a loan can be a risky thing to do, however, if your a parent it's almost unavoidable. There are a few things that you can do for your child that will begin building credit for them that may help you avoid having to cosign.
Applying For Bad Credit Finance - What to Consider
Many people that have bad credit have found that the have become victims of the global credit crunch that has swept across the country, as they now find it even more difficult to get finance. With an increasing number of lenders now turning away people with even slightly damaged credit, it has becom
Why Accept Credit & Debit Cards?
In today's world, time is money. Many customers are looking for fast and effortless transactions when purchasing items in stores or shopping online. Companies that accept plastic are able to meet those demands. Accepting credit and debit cards not only improves your company's bottom line, but it era
How Do I Get My Businees Credit Report?
It's just as important to keep abreast of your business credit report as it is to know your personal credit history. Unlike personal credit reports, however, which are provided free by the three major personal credit bureaus (Equifax, Experian and TransUnion), fees are charged to obtain business cre